Family Preparedness Centre

Preparation is an act of love.

A 30-minute family check-up today can reduce confusion, stress and financial pressure later.

Shine Down Check-Up

Your family preparedness score

Tick the items your family has already discussed or completed. Your progress is saved on this device only.

Preparedness0%

Emergency contacts are written down

We know whether we have life insurance

We have reviewed funeral insurance / funeral funding options

We know our ambulance cover / membership position

Important documents are organised

We have discussed funeral wishes

We know where our will / estate documents are

Beneficiaries and emergency contacts are up to date

We have a plan for urgent family expenses

🛡 Life & funeral insurance

Understand what each type of cover is designed to do, what exclusions or waiting periods may apply, and whether another savings strategy may suit you better.

Compare the basics →

🚑 Ambulance cover

Ambulance arrangements differ across Australia. Check the current rules in your state or territory and whether your health insurance provides cover.

Use your official state/territory ambulance service and your insurer as the source of truth before relying on cover.

📂 Family emergency folder

Keep key contacts, identification, insurance details, legal documents and wishes somewhere your family can actually find them.

Open printable checklist →

Important

Shine Down educates — we do not sell insurance.

Insurance and financial products can be complex. Our role is to help families understand the questions to ask. Consider speaking with an appropriately licensed adviser before purchasing or cancelling a product.